Mum of Four on Universal Credit Reveals Hidden Costs of Living

Millie, a 21-year-old mother of four from the United Kingdom, recently shared her experiences navigating life on Universal Credit, challenging common misconceptions about benefits. Following the birth of her fourth child, she addressed the false notion that individuals on welfare receive everything for free, emphasizing the financial responsibilities she faces.

In a candid discussion on social media, Millie expressed her frustration over the hidden costs associated with living on benefits. Despite receiving Universal Credit, she stated that she still must use her own funds to cover essential expenses. “I claim Universal Credit and I still have to use my own money to pay for essentials that me and my kids need,” she explained.

Financial Reality of Benefits

Millie highlighted various essential costs that she must manage, including food, gas, electricity, and water. “Food, gas, electric, water – you name it, I have to pay for it,” she said. As a result, she is actively working to budget better and save more, demonstrating her commitment to managing her household within the constraints of her financial situation.

The young mother pointed out that many people assume those on Universal Credit have an easy life. “There’s quite a lot of assumption that if you’re on Universal Credit or any other benefits that you get everything for free,” Millie remarked. “I can tell you now that that is not the case and I really wish it was.” She emphasized that not everyone receiving support is entitled to free benefits, further illustrating the complexities of the welfare system.

Millie also mentioned her efforts to supplement her income through her TikTok channel, where she earns a small amount from the platform’s Creator Fund. “Although you can see it as you do get ‘free money’ – that money goes into your bank account and you still have to make sure that you’re paying everything, it’s not free,” she noted.

Public Reaction

The public response to Millie’s revelations was varied. Some TikTok users expressed understanding, stating, “It’s called life” and “We all have to do it.” Others welcomed her insights, suggesting that her experience is a reflection of reality for many. However, not all comments were supportive, as one critic harshly remarked on her situation.

Millie’s story sheds light on the challenges faced by many in similar positions, revealing the often-overlooked realities of life on benefits. Her experiences serve as an important reminder that financial assistance does not eliminate the necessity for effective budgeting or the burden of essential living costs.