Over One-Third of Montenegrins Live in Financial Comfort

A recent study reveals that over one-third of Montenegrin citizens enjoy financial comfort, owning a second property, savings, or investments. According to research conducted by the agency Spektrum Analitika, approximately 37-38% of respondents reported having these financial assets. The findings were presented on TVCG by methodology expert Miloš Bešić.

The study indicates that Montenegro’s prosperity index stands at 38%, reflecting the percentage of respondents who confirmed ownership of investments, savings, or additional real estate. Specifically, 18.1% of Montenegrins own a second property, while 27.7% have savings, and 8.4% possess some form of investment. Besić concluded that a significant portion of the population lives comfortably.

In contrast, the index of social vulnerability is reported at 17-18%. This figure stems from research indicating that around 18% of respondents rely on loans to cover basic living expenses. The study also noted that 6.4% of citizens rent the homes in which they live.

Interestingly, 30.3% of those surveyed stated they can easily afford dining out or taking short trips, reinforcing the notion that many Montenegrins enjoy a reasonable standard of living. Besić pointed out that these figures again suggest that roughly one-third of the population is financially secure.

Additionally, approximately 10% of Montenegrins live in a state of general prosperity, with 9.4% of respondents indicating they could survive for a year without a salary. This statistic illustrates that a notable segment of the population has a financial cushion.

When asked about their living conditions, more than half of the respondents, 51.6%39.8%% reported that they manage their finances adequately, while 8.6%% stated they struggle to make ends meet. Furthermore, 18.3%% noted an improvement in their financial circumstances.

These findings provide a comprehensive overview of the financial landscape in Montenegro, highlighting both the prosperity experienced by a significant portion of the population and the challenges faced by others. The data underscores the importance of addressing economic disparities while recognizing the achievements of those who have attained financial stability.